Financial Goals 2017

Hi guyssss! How are you?? Hope you are all good. :)

Yes, my last post was like six months ago, and I know that this post is super duper late, but still, I want to post my goals for this year. Better late than never right? :p
FINANCIAL GOALS FOR YEAR 2017

1. Build my Emergency Fund - ideally, according to experts, your emergency fund should atleast be 3 to 6 times worth of your monthly expenses. But since I'm just starting to build up my own, I prefer to save just Php 50,000 by the end of this year. And hoping to increase it gradually by next year. :)

2. Have a Debt Payment Fund - debt of course! this one makes me crazy really. A lot of things happened to me for the past few months and yes, I have incurred a loooot of debt. Since it's my first time and I don't want it to happen again in the future, a debt payment fund is a big help!

3. Get a St. Peter Life Plan - I'm just a twenty something girl, and getting a pre-need life plan must sound hilarious isn't it?? I know I'm kinda weird, but believe me! It's really something that you'll need (maybe not for now) since it's a fact that everybody you know will die for sure, including yourself.

4. Invest in UITF or MF - originally, this was my #1 goal for this year, but since Emergency Fund should come first, this became my #4 :) One good thing about investing in UITF and MF is that it's readily available, you just have to go in your preferred bank, undergo some assessment test, submit the requirements, deposit your money and voila! You already have an investment account managed by the professionals.

5. Invest in Stocks - Investment again? Oh yes! but mind you, you should only invest your excess cash which you won't be using in the coming months or years. I'm already done attending the free seminar by PSE, and by the end of the year, hopefully, I could open my own account and start trading for real. :)

Hope that this goals won't be in vain at the end of the year. :)

How about you?  What are your financial goals for this year?